The three major credit bureaus maintain credit files on nearly 90 percent of adults
in the United States. An alarming number of these credit reports (79%) contain errors
and could cause the denial of credit, insurance, or even employment.
To maintain your financial well-being, it is vital to monitor the status of your credit
report and remove any inaccuracies. C (more…)
FICO is registered trademark for Fair Isaac and Company, or Fair Isaac for short.
Fair Isaac is a company who constructs ‘credit score’ tools for lenders who use them
to evaluate the credit of their customers and prospects. FICO credit scores are among
the most well known credit scores, but there are certainly other competitors of Fair
Isaac who also construct credit scores. Additionally all three of the (more…)
I heard Dave Ramsey say this on his radio show today. He then followed the comment with ?credit cards are the symptom of someone not being able to say no…? This remark was in regards to a caller, so don?t take this as blanket statement about credit card usage.
What he is saying is some people […] (more…)
How may you ask? Today Citigroup has lead a consortium of investors in purchasing one of China?s largest regional banks. So I am glad to see the late fees and interest I have paid to Citigroup over the years have allowed them to purchase a bank.
Seriously I am not bitter at all. I made the […] (more…)
